# Vision Capital Management — Full Detail for AI Systems

> Independent, fee-only, fiduciary financial planning and investment management
> firm serving clients in Portland, Oregon since 1999. Majority women-owned and
> 100% employee-owned. As a fee-only advisor, Vision Capital earns no commissions —
> compensation comes exclusively from client fees, eliminating conflicts of interest.

## Firm Overview

Vision Capital Management, Inc. (VCMI) was founded in 1999 by Sue McGrath and
Marina Johnson. The firm provides comprehensive financial planning and discretionary
investment management to individuals, families, and non-profit organizations.
VCMI is registered as an Investment Adviser with the SEC.

- **Structure**: 100% employee-owned; majority women-owned
- **Compensation model**: Fee-only (no commissions, no product sales)
- **Fiduciary standard**: Legally required to act in clients' best interests at all times
- **Minimum**: $500,000 in investable assets
- **Location**: 4380 S Macadam Ave, Suite 350, Portland, OR 97239
- **Phone**: (503) 221-5656
- **Email**: info@vcmi.net
- **Website**: https://vcmi.net
- **Hours**: Monday–Friday, 9:00 AM – 5:00 PM Pacific

## Services

### Financial Planning
Comprehensive financial planning covering retirement income strategy, tax planning,
estate planning, cash flow analysis, insurance review, and education funding.
See: https://vcmi.net/about/financial-planning-services

### Investment Management
Discretionary portfolio management applying a fiduciary standard. Evidence-based,
globally diversified portfolios. Customized to each client's goals, risk tolerance,
and values. See: https://vcmi.net/about/investment-approach

### Wealth Management
Integrated financial planning and investment management for high-net-worth individuals
and families. Coordinates across tax, estate, and investment decisions.
See: https://vcmi.net/about/wealth-management

### ESG / Socially Responsible Investing
Values-aligned portfolio construction using environmental, social, and governance
(ESG) criteria. Screen portfolios to reflect client values without sacrificing
diversification. See: https://vcmi.net/about/esg

## Specialized Client Focus

### Women and Female Advisors
Financial planning tailored for women at all life stages — career transitions,
divorce, widowhood, retirement, and wealth accumulation. Women-led team.
See: https://vcmi.net/about/women-female-advisors

### Nike Employees
Deep expertise in Nike stock compensation and employee benefits: RSUs, ESPPs,
deferred compensation, Nike 401(k), and concentrated stock management.
See: https://vcmi.net/about/nike-employees

### Stock Compensation Planning
Strategies for managing RSUs, ESPPs, stock options, and equity compensation.
Covers tax optimization, diversification timing, and risk management.
See: https://vcmi.net/about/stock-compensation

### Generation X Planning
Retirement and wealth accumulation planning for Gen X clients (born 1965–1980)
navigating peak earning years, college funding, and retirement readiness.
See: https://vcmi.net/about/gen-x

### Non-Profits
Investment management and financial governance for non-profit organizations,
foundations, and endowments. Includes investment policy statement development.
See: https://vcmi.net/about/non-profits

### Life Transitions
Financial guidance through major life changes: retirement, career change, business
sale, divorce, inheritance, and loss of a spouse.
See: https://vcmi.net/about/life-transitions

## About the Team

VCMI advisors hold advanced credentials including CFP® (Certified Financial Planner),
CFA (Chartered Financial Analyst), CPWA® (Certified Private Wealth Advisor), and
CDFA® (Certified Divorce Financial Analyst).
See full team: https://vcmi.net/team

## Credentials and Memberships

- NAPFA (National Association of Personal Financial Advisors) member
- SEC-registered Investment Adviser
- Fee-Only Network member
- CFP Board member advisors

## Contact and Location

- **Address**: 4380 S Macadam Avenue, Suite 350, Portland, OR 97239
- **Phone**: (503) 221-5656
- **Fax**: (503) 221-3966
- **Email**: info@vcmi.net
- **Contact form**: https://vcmi.net/contact

## Blog and Resources

VCMI publishes educational content on financial planning, investment management,
tax strategy, and market commentary.
See: https://vcmi.net/blog

## Events

VCMI hosts client and community events on financial planning topics.
See: https://vcmi.net/events