Financial Advisor Portland Oregon
Vision Capital Management has been providing clients financial planning and investment management services since 1999. Visit our site to find out more
Start the year with good financial habits and lay the groundwork for a healthier and more prosperous financial future. Just like working with a personal trainer to achieve physical fitness goals, working with a financial planning expert can help you improve your financial wellness and make progress towards your financial goals. [Read more…]
As American seniors lead longer and healthier lives, the interest in maintaining independence, comfort, and communities is growing. Often this begins with the desire to remain in one’s home as one ages, commonly referred to as aging in place. While interest in aging in place has soared, it can present numerous concerns about safety, feasibility, and accessibility. Careful planning is important because it can significantly mitigate these concerns for individuals and their families and allow for a smoother transition as needs change and increase over time. One of the primary considerations for aging in place is home safety. Falls are a common concern for older adults and for those 65 years and older, studies show that falls account for approximately 60% of all injury-related emergency room visits and over 50% of injury-related deaths. Planning, budgeting for, and implementing strategic modifications to the home to reduce the risk of accidents is paramount.
If college is on the horizon for yourself or someone you love, you have likely heard of the FAFSA – the Free Application for Federal Student Aid. Used by the government to award federal school aid, grants, and scholarships, the FAFSA is a form that is filled out annually for the upcoming academic year to determine how much a student and his or her family are expected to be able to contribute towards their college education.
Equity compensation can be as valuable, if not more so, as cash compensation over the long-term. The election of Restricted Stock Units (RSUs), stock options, or a mix between the two is offered to qualifying employees every August. Let’s review some key factors that separate these two deferred compensation methods.
With the ever-increasing costs of higher education, state-sponsored 529 plans have quickly become a popular vehicle for saving and investing for these expenses. However, a drawback of these tax-advantaged plans has been what to do with leftover funds should the beneficiary not need them. In this month’s blog post, we will discuss what options are available to those with an unused 529 plan funds, including insight into the exciting new option introduced with the passage of the SECURE 2.0 Act in 2022.
