Vision Capital Management Financial Advisor Portland Oregon

Vision Capital Management has been providing clients financial planning and investment management services since 1999. Visit our site to find out more.

Rituals over Routine

September is upon us and students and teachers everywhere are back at school. For many adults, it is a popular time to reset routines and assess goals and progress. September is also National Self-Care Awareness Month, reminding folks to prioritize their own health and well-being. According to psychologists, turning our routines and habits into rituals can help us to approach tasks with intention and focus and allows us to infuse everyday duties with joy and meaning. In the blog post below, we have compiled ways in which financial responsibilities can be transformed into rituals.

  • Write down your small and large financial goals. Place the note where you will see it often and make a habit of rereading it several times a week.
  • Be intentional with your time and money. Review your calendar before the week begins and forecast spending. Look for ways to get creative and stick to your budget, such as carpooling with a friend to an event or taking mass transit.
  • Automate your bills and banking and identify accounts you can set up on autopay for ease and peace of mind.
  • Treat yourself to a favorite playlist, make a cup of tea, and light a cozy candle before you settle in to pay your bills or enter budget numbers.
  • Plan a budget date with your partner such as a neighborhood walk, a coffee or cocktail date or an afternoon drive to discuss individual and joint goals and check in with each other.
  • Journal your anxieties and concerns related to personal finance obligations and goals. What is providing the most stress? What can you do today, next week and next month to address it?
  • Recall a time or times in your life when you made financial decisions that you were proud of and proved advantageous. What worked well then? How can that experience inform today’s choices and actions?
  • Remember a person in your life you admire(d) for the way in which they conduct their personal finances and affairs. What did they do and what did they represent to you that you can learn from and adopt as your own style?

If you are experiencing a stressful time of transition or are simply looking to discuss your investment management and financial planning with an expert, please email us at info@vcmi.net or call 503-221-5656.

How We Collaborate with your Professional Partners

As your financial and investment advisors, we know that understanding the whole picture of a client’s life is crucial to providing the best advice and plan. In this video, we share how we work with your accountants, attorneys and insurance professionals to address all the areas of your financial circumstances and plan for your future.

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Understanding the Implications of Your Job Change

A job change is an exciting milestone, filled with new challenges and opportunities for growth. Scheduling a time to check in with your Vision Capital Client Relationship Manager can ensure the transition is as smooth and beneficial to you as possible. From evaluating compensation packages to helping you understand possible tax consequences, taking a holistic approach is imperative. Here are some essential financial aspects to think about when you’re contemplating your next job. job change [Read more…]

Preparing for the Sunsetting of the Tax Cuts and Jobs Act

The Tax Cuts and Jobs Act (TCJA) of 2017 significantly reshaped the American tax landscape in numerous ways, impacting individuals from all walks of life by aiming to simplify the tax code, spur economic growth, and provide relief to taxpayers. While some provisions of the TCJA were permanent modifications to the tax code, many of those affecting individuals and families were only temporary and are set to expire at the end of 2025. The expiration of these provisions may potentially to lead to higher tax liabilities for many Americans. This blog will discuss a few of the major ramifications of the sunsetting TCJA and steps individuals can take to prepare.

Tax and Jobs Act [Read more…]

Beyond the Stigma: Pre and Postnuptial Agreements

Marriage, while a joyous and celebratory occasion, should also be approached with the same touch of practicality that would be recommended when entering into any legally binding contract. Couples undoubtedly don’t wish to think about the possibility of divorce while reveling in the glow of engagement, however approximately 48% of first marriages in the United States end in divorce and the probability increases for second and third marriages.

Prenuptial and postnuptial agreements, colloquially known as pre- and post-nups, have long been stigmatized, however recent reports show that they are growing in popularity, particularly amongst younger people. Approximately 15% of Americans signed one in 2022, with 40% of those individuals being between the ages of 18 and 34. The concept of a prenup dates back more than 2,000 years ago and were most often crafted by the parents of the bride and groom to ensure that the wife would have rights to property upon divorce or the death of her husband.

Prenuptial Postnuptial agreements

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Certifications and Associations

Certified Women Owned Business
Certified
Private Wealth Advisor
Certified Financial Planner
CFA Institute
Certified Divorce Financial Analyst
Financial Planning Association Member
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