Sometimes you hear a concept mentioned so often it starts to lose its value and even relevance to your life. To us, financial planning is the process by which we help you put your money into the context of who you are and what you want your life to be. Do you dream of retiring early? Of travelling the world? Of starting a business?

Financial planning allows us to quantify your needs and goals and is, by definition, a process. We view it as a living, breathing thing that evolves alongside you. Planning not only helps inform your investment objectives, but it also gives us the ability to advocate on your behalf while you live your life.

It’s our job to listen and help you navigate such things as:

Prioritizing goals – how do you want to spend your time? Which goals are needs vs. wants? Tips for downsizing in retirement 

Advising on other areas of your life – starting a family, planning a bucket list trip and making a career transition. Other Areas of Financial Planning

Clarifying the big picture – what does everything look like together? Are you saving enough? What to Know about 529 College Savings Plans

Planning for how you will spend your time in retirement. Read about emotionally preparing for retirement.  Or, watch this video on adjusting to retired life.

How we work with your attorney, accountant and insurance professional to provide holistic financial planning for you and your family. Collaborating with professional partners.

Understanding how both controllable and uncontrollable variables will affect your long-term cash flow such as lower market returns, a health event or spending more now. Find out about healthcare costs in retirement

Working with an insurance agent to determine adequacy of insurance coverage – Too much? Too little? Long Term Care? Learn about Life Insurance

The result is a clear picture of what you want your future to be and a roadmap to get there. There are many different flavors of financial planning and everyone’s approach is a little different. The most important thing is for you to work with someone who listens first, and gives advice second. Someone who is invested in helping you find your own definition of financial success.